Hass & Associates Online Reviews: Tips For A Gi Eller Bruker Gavekort

January 14, 2015

Gavekort blir mest populære dag under treet i ar med amerikanerne tilbringe nesten $32 milliarder.

 



Men ikke alle gavekort er skapt like, og hvis du ikke er forsiktig, du kan ende opp med en som er fullpakket med avgifter eller selv verdilos. Okonomiske profesjonell Kevin Klug sikre pensjon losninger har noe viktig informasjon for forbrukere pa Hvordan unnga forfalskninger, avgifter & svindel.


Tidligere du fange et gavekort, er det 4 ting a huske pa:

1. Velg Klokt

Selvfolgelig vil du velge et gavekort som personen du kjoper for faktisk bruker. Men det er ikke alle som bor ga inn i din beslutning. Noen kort kan ha skjult kostnader som en inaktivitet avgift hvis det gar for et ar uten brukes. Du bor ogsa se for frakt og handtering avgifter som kan være stiftet pa hvis du kjoper kortet online. Det er en nettside som sammenligner gavekort basert pa avgifter, hvor lett du kan sjekke balansen, og hvor lett den kan erstattes. For dette omradet, sjekk ut en link pa srsplans.com.


2. Kjenn Kilden

Et populært ferie-svindel, tyver er na rettet mot gavekort. "De stjele kort personlig koden. Nar kortet er kjopt og aktivert, bruke de midlene elektronisk, ofte for gave gis selv. Det beste alternativet er a kjope gavekort fra en kunden service teller i stedet for en skjerm rack der ingen ser det. Sa sorg for at kassen skanner og aktiverer kortet slik at du vet det er gyldig og har den riktige balansen. Alltid kjope gavekort fra en palitelig kilde. Unnga auksjonsomrader, fordi kortene kan være forfalsket, eller kan ha blitt stjalet.


3. Sjekk For Manipulering

Nar du velger ut et kort, sjekk kortet for a kontrollere ingen beskyttende klistremerker er fjernet og kodene pa baksiden av kortet ikke har blitt klort opp av. Hvis du ser et PIN-nummer pa kortet, ikke kjope den. Rapportere skadet kort til butikken.


4. Fa En Ekstra Bekreftelse

Be om en ekstra kopi-en a med gavekort, og en til a holde. Kvittering gir ekstra beskyttelse i tilfelle gavekort ikke aktivert eller magnetstripen er skadet. Kvittering ogsa inneholder datoen da kortet ble kjopt. Mottakere som har mottak matte ikke prute med forhandlere som gebyrer basert pa tiden kortet gar ubrukt.


Sporsmal: Hva hvis du far et gavekort? Noen tips for mottakeren?

Registrer ditt hvis du har muligheten. Det vil hjelpe beskytte balansen i tilfelle kortet noensinne mistes eller blir stjalet. Du bor ogsa unne kortet som kontanter. Beskytte et gavekort som papirpenger, og bruke dem raskt. Rapportere mistet eller stjalet kort til utstederen umiddelbart. Noen utstedere erstatte ikke tapt eller stjalet kort. Andre vil, men vanligvis mot en avgift.


Q: Hvordan teknologi forandrer maten vi gi og motta gavekort?

Elektronisk gavekort blir stadig mer populært; 59% av gavekort er na tilgjengelig elektronisk (ifolge Bankrate.com). En e-gavekort fungerer akkurat som en tradisjonell gavekort, men i stedet for en bit av plast, en kode er sendt direkte til mottakeren. Du kan deretter bruke koden, eller skrive den ut og ta den til butikken. Fine med et elektronisk gavekort er at mottakeren ikke har a bekymre det. Men sorg for at du tar en god titt for du kjoper en. De kan bære avgifter akkurat som en tradisjonell gavekort.


Q: Og ikke la din gavekort ga ubrukt, ikke sant?

Det er rett. En fersk studie fant at 1 milliard dollar i gavekort ga ubrukt hvert ar, og at pengene gar rett tilbake til forhandleren. Sa, hvis du har en gavekort i lommeboken, Husk det er bare bortkastet penger med mindre du setter det i bruk.

 

 

Hass and Associates News Blog: The War On Cybercrime: How Far Can You Go?

April 17, 2013

 

hass and associates news blog

Cybercrime is neither rare nor isolated these days. You no longer need to be a major bank, retailer, credit card company, social media site, or government to become a target. Every company with an online presence, or even a connection to the Internet, has become fair game.

Symantec has reported that, year over year, malicious Internet attacks are steadily increasing. Their most recently released report (2012), showed that in 2011, these attacks had increased by over 81 percent, and unique malicious software (“malware”) variants increased by 41 percent, compared with 2010. It is no longer a question of whether a company will be hacked, but when. Attacks are also increasingly “targeted.” For example, in January The New York Times was targeted through a technique called “spear-phishing,” where innocuous-looking email or social media messages were tailored to individual employees and designed to install code that could access, monitor, or steal information.

Obvious targets, such as financial institutions, credit card companies, and defense contractors, have often already “hardened” their defenses. Thus, cyberattacks have steadily increased against other targets, such as cloud services providers—where reams of data can be accessed through a single attack—less obvious commercial targets holding valuable information, and companies in the supply chain with access to a primary target’s systems through authenticated connections. Becoming an attack vector against a primary target can be extraordinarily costly, with significant reputational implications.

Given the potential loss of the most sensitive assets, information, and trade secrets, and the collateral risks of such an incident, companies must develop an integrated, proactive strategy involving technological features, law enforcement partnerships, and private legal enforcement, to prevent, respond to, and deter the massive and growing problem of cybercrime.

 

INTEGRATED DEFENSES, PLANNING, AND INVESTIGATIVE CAPABILITIES

Network security historically consisted of a firewall between the Internet and internal networks. Like a proverbial Great Wall, the “crunchy” exterior protected the “soft” interior from the marauding horde. As the chief security officer of the Times recognized in the attack on the newspaper, attackers “no longer go after [the] firewall,” but instead “go after individuals.” With targeted techniques, companies must assume that computers will become compromised and cannot rely on security software and hardware to stop attackers. For example, in the Times attack, the attackers installed 45 pieces of custom malware, but antivirus software was only able to detect a single instance. Therefore, companies must implement multi-tiered security throughout their networks, not simply border checkpoints, and educate employees to create a security-aware culture. Companies should widely deploy the strongest commercially viable encryption to protect their data. 

But security technology and awareness alone are not enough. Companies must build investigative capabilities into their technological presence, rather than trying to “bolt them on” as an afterthought. Proper investigation can provide intelligence about methodology, techniques, and attack patterns, provide guidance as to potential future attacks, or lead to the identities of the attackers. Evidence-gathering protocols established on the front end can pay dividends on the back end. For example, monitoring intrusions may involve “honeypots”—traps that appear to be legitimate network nodes—which isolate attackers and afford time to investigate attacks as they occur.

Built-in data markers, extensive logging, and methods of parsing this mountain of information are also important. Breach response plans should include securing compromised systems without alerting the attacker, cloning of compromised machines to maintain forensics, and tracing of connections to determine the true origins of attacks. Given the sophistication and motivation of the adversaries, security firms, such as CrowdStrike, have responded to this need by offering sophisticated proactive monitoring, investigation and intelligence services, and also offensive techniques such as surveillance and reconnaissance, counter-espionage, and denial-and-deception. 

Whether handled in-house or outsourced, these strategies raise legal implications that potential cybercrime victims need to understand if they are going to seriously consider the more aggressive of these approaches.

 

READ FULL ARTICLE:

http://www.law.com/corporatecounsel/PubArticleCC.jsp?id=1202596081920&The_War_On_Cybercrime_How_Far_Can_You_Go&slreturn=20130316052322

 

RELATED ARTICLES:

https://getsatisfaction.com/hassandassociates/topics/17zmyxbfff16e

http://www.goodreads.com/topic/show/1278578-hass-and-associates-announcement-on-phishing-prevention---phishing-hva

 

 

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